Consultant Workspace

Sweden · SEK

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Calculator

Set your rates, salary, and tax inputs.

Take-home / month

84 900kr

≈ 134 991 kr employed equivalent

Effective tax rate

39,7%

across salary + dividend

Profit margin

48,0%

benchmark 25-35%

Break-even rate

572kr/h

207d · 1656h billed

Hourly rate 1 100 kr/h Income year 2026 Monthly salary 55 033 kr/mo Days off 45 days Annual costs 50 000 kr/yr Dividend target 100% Municipality Stockholms · 30,6%

Inputs · edit

Hourly ratekr/hYour consultant rate, excl. VAT

Income yearFor this calculation

Monthly salarySEK / MOYour desired gross salary

Days off source

Days off / year

45 daysCalendar ↗

Painted in Calendar. Switch to Manual for a quick prognosis.

Annual company costsSEK / YRAll costs excl. salary

Dividend target%% of allowed max

Home municipalityRate · 30,6 %

Tax tableBased on municipality

Insights 4 signals

Profit margin

Your profit margin of 48,0 % is strong, well above the 25-35% consultant average.

Utilization

At 82 % billable utilization, you're working 207 days this year.

Salary level

Your salary sits just below the state tax threshold. Optimal for tax efficiency.

Break-even

Your break-even rate is 572 kr/h. Everything above is profit.

Line	Source	Annual	Monthly	% of revenue
Revenue
Consultant fees	from Calendar ↗	1 821 600 kr	151 800 kr	100,0%
Company costs
Personnel costs (salary)		−660 396 kr	−55 033 kr	36,3%
Employer contributions		−207 496 kr	−17 291 kr	11,4%
Pension savings		−29 718 kr	−2 476 kr	1,6%
Other costs		−50 000 kr	−4 167 kr	2,7%
Total company costs		= 947 610 kr	= 78 968 kr	52,0%
Profit
Operating profit (EBIT)		= 873 990 kr	= 72 832 kr	48,0%
Corporate tax (20.6%)		−180 042 kr	−15 003 kr	9,9%
Net profit		= 693 948 kr	= 57 829 kr	38,1%
Distribution to shareholder
Dividend		693 948 kr	57 829 kr	38,1%
Tax on dividend (20%)		−138 790 kr	−11 566 kr	7,6%
Net dividend		= 555 158 kr	= 46 263 kr	30,5%
Personal finances
Gross salary		660 396 kr	55 033 kr	36,3%
Municipal tax		−196 757 kr	−16 396 kr	10,8%
Net salary (after tax)		= 463 639 kr	= 38 637 kr	25,5%
Total take-home (net salary + net dividend)		1 018 798 kr	84 900 kr	55,9%

About this estimate. Numbers are approximate, intended for budget planning. They may differ from the exact amounts reported by your accounting software. For precise calculations, consult a certified accountant.